最新中国农业银行招聘考试笔试试题 .doc

《最新中国农业银行招聘考试笔试试题 .doc》由会员分享，可在线阅读，更多相关《最新中国农业银行招聘考试笔试试题 .doc（7页珍藏版）》请在得力文库 - 分享文档赚钱的网站上搜索。

1、 最新中国农业银行招聘考试笔试试题 1. 我国人民币的主币是：A 元 B 角 C 分 D 厘(答案：A )2. 按复利计算，年利率为5%的100元贷款，经过两年后产生的利息是：A 5元 B 10元 C 10.25元 D 20元(答案：C )3. 以下关于汇率的说法中错误的选项是：A 汇率是两种货币之间的相对价格 B 汇率的直接标价法可以表示为1单位外币等于多少本币 C 我国的汇率报价一般采用直接标价法 D 我国的汇率报价一般采用间接标价法(答案：D )4. 香港联系汇率制度是将香港本地货币与哪种货币挂钩？A 英镑 B 日元 C 美元 D 欧元(答案：C )5.我国的三家政策性银行是：A 中国人

2、民银行 国家开发银行 中国农业开展银行B 中国进出口银行 国家开发银行 中国农业开展银行C 国家开发银行 中国农业银行 中国进出口银行D 中国农业开展银行 国家开发银行 中国邮政储蓄银行(答案：B )6. 以下哪一项不属于商业银行的“三性原那么？A 平安性 B流动性 C 盈利性 D政策性(答案：D )7. 以下不属于金融衍生品的是：A 股票 B 远期 C 期货 D 期权(答案：A )8. 以下哪家机构不属于我国成立的金融资产管理公司？A 东方 B信达 C华融 D光大(答案：D )9. 我国于2003年初组建的银行业监管机构是：A 中国人民银行 B 中国银监会 C 中国证监会 D 中国保监会(答

3、案：B )10. 在国际银行监管史上有重要意义的1988年?巴塞尔协议?规定，银行的总资本充足率不能低于：A 4% B 6% C 8% D 10%(答案：C )11. 目前世界上最大的证券交易所是：A 纽约股票交易所 B 伦敦股票交易所 C 东京股票交易所 D香港股票交易所(答案：A )12. 股票市场上常常会被提到的“IPO的意思是：A 首次公开发行，即公司第一次公募股票 B 公司第一次私募股票 C 已有股票的公司再次公募股票 D 已有股票的公司再次私募股票(答案：A )13. H股是指：A 在我国国内发行、供国内投资者用人民币购置的普通股票 B 在我国国内发行、以外币买卖的特种普通股票 C

4、 我国境内注册的公司在香港发行并在香港联合交易所上市的普通股票D 我国境内注册的公司在新加坡发行并在新加坡股票交易所上市的普通股票(答案：C )14. 以下属于香港股票市场价格指数的是：A 道琼斯工业指数 B 标准普尔股价指数 C 日经指数 D 恒生指数(答案：D )15. 以下哪一项不属于债券的根本特点？A 归还性 B 风险性 C 收益性 D 流动性(答案：B )16. 以下关于债券的说法中错误的选项是：A 债券代表所有权关系 B 债券代表债权债务关系 C 债券持有者是债权人 D 债券发行人到期须归还本金和利息(答案：A )17. 按照发行人不同，债券可分为：A 政府债券、金融债券 B 政府

5、债券、公司债券 C 金融债券、公司债券 D 政府债券、金融债券、公司债券(答案：D )18. 以下哪种债券利率一般会成为整个金融市场利率体系的基准利率？A 企业债券 B 公司债券 C 金融债券 D国债(答案：D )19. 以下关于国债的说法中错误的选项是：A 国债是中央政府发行的债券 B 国债是风险最低的债券 C 国债利率一般高于相同期限的其他债券 D 国债可以作为中央银行公开市场操作工具(答案：C )20. 以标准普尔公司的债券信用评级为例，以下哪个评级的信用等级最高？A：A B：AA C：BB D：CC(答案：B )21. 以下关于封闭式基金的说法中错误的选项是：A 封闭式基金的规模和存续

6、期是既定的 B 投资者在基金存续期内不能向基金公司赎回资金 C 投资者可以在二级市场上转让基金单位 D 基金转让价格一定等于基金单位净值(答案：D )22. 以下哪一项不属于开放式基金的特点？A 没有固定规模 B 无固定存续期限 C 投资者可随时赎回 D 全部资金用于长期投资(答案：D )23. 以以下哪一项为标的物的期货属于金融期货：A 玉米 B 股票 C 铜 D 石油(答案：B )24. 我国证券市场的主要监管机构是：A 中国银监会 B 中国证监会 C 中国保监会 D 中国财政部(答案：B )25. 可以喻为社会经济“急救箱，能对整个社会起保障作用的金融体系是：A 银行体系 B 证券市场

7、C 保险体系 D 金融衍生品市场(答案：C )26. 根据保险标的的不同，保险可以划分为：A 财产保险和人身保险B 原保险和再保险C 个人保险和团体保险D 自愿保险和强制保险(答案：A )27. 以各种财产物资和有关利益为保险标的的一种保险是：A 商业保险 B 社会保险 C 财产保险 D 人身保险(答案：C )28. 以下哪一项不属于财产保险：A 团体火灾保险 B 机动车辆保险 C 建筑工程保险 D 健康保险(答案：D )29. 以人的寿命和身体为保险标的的一种保险是：A 商业保险 B 社会保险 C 财产保险 D 人身保险(答案：D )30. 当劳动者到达国家规定的退休年龄后，为解决他们的根本

8、生活而建立的社会保险制度：A 健康保险 B 人寿保险 C 人身意外伤害保险 D 养老保险(答案：D )31. 社会保险不包括以下哪一项：A 养老保险 B 失业保险 C 医疗保险 D 人寿保险(答案：D )32. 保险公司的资金不能投资于：A 银行存款 B 买卖政府债券 C 投资基金 D 设立证券经营机构(答案：D )33. 目前，我国保险行业专门的监管机构是：A 中国人民银行 B 中国银监会 C 中国证监会 D 中国保监会(答案：D )34. 理财应具备几项根本原那么，以下中不正确的选项是：A 高收益低风险B 量入为出，量力而行C 做足功课，不盲目投资D 控制欲望，不可贪婪(答案：A )35.

9、 房贷“三一定律指的是，每月的房贷金额不超过家庭当月总收入的：A 三倍 B 三分之一 C 一倍 D 二分之一(答案：B )36. 在以下人的生命周期中,证券投资应最少的是：A 单身期 B 家庭成长期 C 家庭成熟期 D 退休期(答案：D )37. 以下投资渠道中，平安性最高的是：A 储蓄存款 B 股票投资 C 投资基金 D 期货投资(答案：A )38. 在以下投资品种中，风险最高的是：A 国债 B 企业债 C 股票 D 期货(答案：D )39. 以下投资渠道中，流动性最强的是：A 活期储蓄 B 证券投资 C 集合理财产品 D 不动产投资(答案：A )40. 一般而言，蓝筹股是指：A 成交量大、

10、买卖活泼、价格波动幅度较大但一般不会暴涨暴跌的股票B 有长期稳定盈余记录、定期分红派息、信誉良好或者开展潜力巨大、未来成长性好的公司股票C 价格频繁变动且变动幅度大的股票D 公司销售额和利润增长迅速，快于整个经济开展速度的股票(答案：B )41. 主要投资于短期债券、债券回购和银行同业存款等风险低、收益稳定的短期资金市场的基金是：A 股票基金 B 债券基金 C 货币市场基金 D 混合基金(答案：C )42. 以下不属于货币市场基金主要投资领域的是：A 股票 B 短期债券 C 债券回购 D 银行同业存款(答案：A )43. 利息与活期储蓄相比有一定优越性，但可以随时支取的人民币储蓄存款是：A 定

11、期储蓄 B 定活两便储蓄 C 零存整取储蓄 D 教育储蓄(答案：B )44. 目前，可以免征利息税的人民币储蓄存款是：A 定期储蓄 B 定活两便储蓄 C 零存整取储蓄 D 教育储蓄(答案：D )45. 对其他利率有决定性的影响，当它发生变动时，其他利率也会跟着变动的利率是：A 活期存款利率 B 定期存 款利率 C 基准利率 D 名义利率(答案：C )46. 目前，金融机构可以灵活设置贷款利率水平，条件是不低于中央银行发布的贷款基准利率的一定幅度，这种利率管理方式称为A 存款利率的上限管理B 存款利率的下限管理C 贷款利率的上限管理D 贷款利率的下限管理(答案：D )47. 银行执行的存贷款利率

12、即名义利率扣除通货膨胀(涨价)以后算出的利率，叫做：A 活期存款利率 B 定期存款利率 C 基准利率 D 实际利率(答案：D )48. 贷款人向借款人发放的用于购置自用住房和城镇居民修建自用住房的贷款是：A 个人住房贷款B 个人汽车贷款C 个人耐用消费品贷款D 国家助学贷款(答案：A )49. 目前我国个人住房贷款最长期限为：A 10年 B 20年 C 30年 D 40年(答案：C )50. 目前我国国家助学贷款的贷款对象是：A 小学生 B 初中生 C 高中生 D 高校经济困难学生(答案：D ) Passage Seven (Forecasting of Statistics)Nearly t

13、wo thousand years have passed since a census decreed by Caesar Augustus become part of the greatest story ever told. Many things have changed in the intervening years. The hotel industry worries more about overbuilding than overcrowding, and if they had to meet an unexpected influx, few inns would h

14、ave a manager to accommodate the weary guests. Now it is the census taker that does the traveling in the fond hope that a highly mobile population will stay long enough to get a good sampling. Methods of gathering, recording, and evaluating information have presumably been improved a great deal. And

15、 where then it was the modest purpose of Rome to obtain a simple head count as an adequate basis for levying taxes, now batteries of complicated statistical series furnished by governmental agencies and private organizations are eagerly scanned and interpreted by sages and seers to get a clue to fut

16、ure events. The Bible does not tell us how the Roman census takers made out, and as regards our more immediate concern, the reliability of present day economic forecasting, there are considerable differences of opinion. They were aired at the celebration of the 125th anniversary of the American Stat

17、istical Association. There was the thought that business forecasting might well be on its way from an art to a science, and some speakers talked about newfangled computers and high-falutin mathematical system in terms of excitement and endearment which we, at least in our younger years when these th

18、ings mattered, would have associated more readily with the description of a fair maiden. But others pointed to the deplorable record of highly esteemed forecasts and forecasters with a batting average below that of the Mets, and the President-elect of the Association cautioned that “high powered sta

19、tistical methods are usually in order where the facts are crude and inadequate, the exact contrary of what crude and inadequate statisticians assume. We left his birthday party somewhere between hope and despair and with the conviction, not really newly acquired, that proper statistical methods appl

20、ied to ascertainable facts have their merits in economic forecasting as long as neither forecaster nor public is deluded into mistaking the delineation of probabilities and trends for a prediction of certainties of mathematical exactitude.1. Taxation in Roman days apparently was based on来源：考试大的美女编辑们

21、A. wealth. B. mobility. C. population. D. census takers.2. The American Statistical AssociationA. is converting statistical study from an art to a science.B. has an excellent record in business forecasting.C. is neither hopeful nor pessimistic.D. speaks with mathematical exactitude.3. The message th

22、e author wishes the reader to get isA. statisticians have not advanced since the days of the Roman.B. statistics is not as yet a science.C. statisticians love their machine.D puter is hopeful.4. The “greatest story ever told referred to in the passage is the story ofA. Christmas. B. The Mets.C. Mose

23、s. D. Roman Census Takers.参考答案：CA BA Passage Eight (Wakefield Masters Realism)Moreover, insofar as any interpretation of its author can be made from the five or six plays attributed to him, the Wake field Master is uniformly considered to be a man of sharp contemporary observation. He was, formally,

24、 perhaps clerically educated, as his Latin and music, his Biblical and patristic lore indicate. He is, still, celebrated mainly for his quick sympathy for the oppressed and forgotten man, his sharp eye for character, a ready ear for colloquial vernacular turns of speech and a humor alternately rude

25、and boisterous, coarse and happy. Hence despite his conscious artistry as manifest in his feeling for intricate metrical and stanza forms, he is looked upon as a kind of medieval Steinbeck, indignantly angry at, uncompromisingly and even brutally realistic in presenting the plight of the agricultura

26、l poor.Thus taking the play and the author together, it is mow fairly conventional to regard the former as a kind of ultimate point in the secularization of the medieval drama. Hence much emphasis on it as depicting realistically humble manners and pastoral life in the bleak hills of the West Riding

27、 of Yorkshire on a typically cold bight of December 24th. After what are often regarded as almost “documentaries given in the three successive monologues of the three shepherds, critics go on to affirm that the realism is then intensified into a burlesque mock-treatment of the Nativity. Finally as a

28、 sort of epilogue or after-thought in deference to the Biblical origins of the materials, the play slides back into an atavistic mood of early innocent reverence. Actually, as we shall see, the final scene is not only the culminating scene but perhaps the raison detre of introductory “realism.There

29、is much on the surface of the present play to support the conventional view of its mood of secular realism. All the same, the “realism of the Wakefield Master is of a paradoxical turn. His wide knowledge of people, as well as books indicates no cloistered contemplative but one in close relation to h

30、is times. Still, that life was after all a predominantly religious one, a time which never neglected the belief that man was a rebellious and sinful creature in need of redemption, So deeply (one can hardly say “naively of so sophisticated a writer) and implicitly religious is the Master that he is

31、less able (or less willing) to present actual history realistically than is the author of the Brome “Abraham and Isaac. His historical sense is even less realistic than that of Chaucer who just a few years before had done for his own time costume romances, such as The Knights Tale, Troilus and Cress

32、ida, etc. Moreover Chaucer had the excuse of highly romantic materials for taking liberties with history.1. Which of the following statements about the Wakefield Master is NOT True?A. He was Chaucers contemporary.采集者退散B. He is remembered as the author of five or six realistic plays.C. He write like

33、John Steinbeck.D. HE was an accomplished artist.2. By “patristic, the author meansA. realistic. B. patrioticC. superstitious. C. pertaining to the Christian Fathers.3. The statement about the “secularization of the medieval drama refers to theA. introduction of mundane matters in religious plays.B.

34、presentation of erudite material.C. use of contemporary introduction of religious themes in the early days.4. In subsequent paragraphs, we may expect the writer of this passage toA. justify his comparison with Steinbeck.B. present a point of view which attack the thought of the second paragraph.C. point out the anachronisms in the play.D. discuss the works of Chaucer.参考答案：CDABA