2摘要和目录.doc

《2摘要和目录.doc》由会员分享，可在线阅读，更多相关《2摘要和目录.doc（5页珍藏版）》请在得力文库 - 分享文档赚钱的网站上搜索。

1、摘 要本文首先通过大量的数据分析得出我国人民币跨境资金流入、流出量不平衡，人民币跨境资金逐渐呈现净流出态势，主要表现在跨境货物贸易、服务贸易及其他经常项目、对外直接投资和外商直接投资这几个领域，然后从内部和外部两方面分析了国家政策的变化与人民币国际化战略和资本流动等都影响着人民币跨境资金流动的变化，并会带来货币政策制定和实施难度加大、外汇管理难度增大、增添企业成本等挑战，并且存在人民币跨境结算相关配套政策和人民币回流机制尚不完善以及银行业务渠道不足等相关不确定性。最后基于对以上难点和不确定性的分析，配合人民币跨境结算带来的有利因素提出加强人民币跨境结算的监督管理、健全配套政策、建立我国跨境资金

2、预警和监管体系等可行对策，汲取利好的方面完善不利的方面，人民币跨境结算的前景将会非常好。关键词：人民币跨境结算 资本流动 离岸金融 风险 AbstractThis article studied based on the samples and data exploration shows that the number of Chinas RMB cross-border capital inflows is far greater than the outflow and the international balance of payments is extremely unbalanc

3、ed. The trend of RMB cross-border capital flow is gradually show outflows instead of inflows,including in the field of trade in goods, trade in services and other recurring items and foreign direct investment. Then from both internal and external analyzes that the changes of national policy and the

4、RMB internationalization strategy and capital flows are all affect the change of RMB cross-border capital flows. Thus from the above analysis to identify the RMB cross-border settlement will bring a large number of risks such as hot money inflows, increased pressure of foreign exchange reserves and

5、adding to the the cost of enterprise, and it will also bring some uncertainly effects ,including the unperfect of relevant supporting policies and RMB cross-border settlement back mechanism, the insufficient business channels of banks and other uncertainties. Subsequently based on the analysis of ri

6、sks and uncertainties, with the RMB cross-border settlement favorable factors proposed to we should strengthen the supervision and management of the RMB cross-border settlement , improve supporting policies and establish the warning and regulatory system of cross-border capital flows. Only absorbing

7、 the advantage aspects and improve the negative aspects of the RMB cross-border settlement ,the prospects of RMB cross-border settlemen will be very prosperity. Key Words：RMB cross-border settlement Capital flows Offshore financial Risks 目 录摘 要IAbstract.II 引言.11我国人民币跨境结算与资本流动的基本情况.21.1人民币跨境结算的总体情况.2

8、1.1.1 2009年前人民币跨境结算的总体进展.21.1.2 2009年后人民币跨境结算的总体进展.31.2人民币跨境结算的各项目变化情况.51.2.1货物贸易变化情况61.2.2服务贸易及其他经常项目变化情况91.2.3跨境直接投资变化情况.111.3我国人民币跨境结算与资本流动的行业情况.121.4我国人民币跨境结算与资本流动的地区情况.131.4.1边贸国家人民币结算.131.4.2香港与澳门地区人民币结算.161.4.3与发达国家的人民币结算.192我国人民币跨境资本流动变化原因分析.212.1国际经济环境变化.212.2国内经济环境及制度政策变化.233人民币跨境流动面临的难题.2

9、43.1货币政策有效性方面.243.1.1 货币政策的制定和实施难度加大.243.1.1.1 增加货币政策的制定难度.243.1.1.2 制约货币政策的有效实施.243.1.1.3 “特里芬难题”.243.1.1.4 增加人民币现金管理难度.253.1.2 对中国金融稳定性带来新的挑战.253.1.2.1 跨境资金流动渠道增加带来“热钱”流入的风险.253.1.2.2 离岸金融业务发展速度过快引发的风险.263.1.2.3 人民币回流机制不完善及各项目发展不平衡.263.1.2.4 人民币境外流通可能会限制人民币汇率政策发挥作用.273.1.3 给我国外汇管理带来难题.273.1.3.1套利、套汇现象严重.273.1.3.2外汇储备压力增大.273.1.3.3扩大国际统计误差.283.1.3.4贸易真实性审核不完善的风险.283.1.3.5相关政策制度不完善的风险.283.2给企业自身发展带来的难题.293.3对银行业业务安全性的风险.294完善人民币跨境流动监管的对策研究.314.1建立人民币跨境结算基本原则.314.2完善人民币回流机制.314.3建立我国跨境资金预警和监管体系.324.4政府完善相关制度政策.324.5强化国内进出口企业在人民币跨境结算中的主体地位.324.6加强商业银行服务人民币跨境结算的能力.335前景展望.34结论.35参考文献.36致 谢.39V