2016年下半年内蒙古保险代理从业人员资格考试基础知识考试试题.pdf

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1、2016 年下半年内蒙古保险代理从业人员资格考试基础知识考试试题本卷共分为1 大题 50 小题，作答时间为180 分钟，总分100 分，60 分及格。一、单项选择题（共50 题，每题2 分。每题的备选项中，只有一个最符合题意）1.自保公司出于避税的考虑，通常将百慕大、开曼岛等自由港作为公司注册地。_ A对B错2.在一次火箭发射中，因发射当天遇到恶劣的天气导致火箭发射失败，引起火箭发射失败的风险因素是。A：发射装置出现故障B：操作人员操作失误C：发射当天遇到的恶劣天气D：火箭坠毁损失3._是指以死亡为给付保险金条件，且保险期限为固定年限的人寿保险。A定期寿险B终身寿险C生存保险D两全保险4.下列

2、选项中对保险识别的实地调查法理解有误的是_。A调查表往往是从企业或事业单位所面临风险的普遍性角度来考虑B因为保险公司的介入，调查表会忽略不可保风险或其他风险C调查表一般是以现行保险费率计算企业或事业单位潜在损失D运用范围较宽泛不存在着局限性5.保险专业代理机构的业务档案不包括_ A：寿命B：疾病C：死亡D：意外伤害6.以下关于信托关系中受益人说法不正确的是：_。A可以是一人，也可以是多人B可以是自然人，也可以是法人，但不可以是非法人团体C可以是委托人，也可以是委托人以外的第三人D可以是受托人，但不得是同一信托的唯一受益人7.我国公司债券不包括（）。A抵押债券B担保信托债券C政策性金融债券D次等

3、信用债券8.任何合同的订立，都应以合同当事人的诚信为基础。保险合同的最大诚信性主要是约束。A：保险人和经纪人B：被保险人和代理人C：受益人和保险人D：投保人和保险人9.打印的机制记账凭证_。A只需加盖制单人员的印章B不需任何人员加盖印章C只需加盖审核人员的印章D按手工制作凭证的要求加盖印章10.保险合同虽属民事法律关系范畴，但它的客体不是保险标的本身，而是投保人或者被保险人对保险标的具有的法律上承认的利益，即_。A保险收益B保险权益C保险利益D保险赔偿11.标志着英国公估业进人了新的发展阶段的事件是_。A英国公估师协会的成立B英国特许公估师学会的成立C英国公估师协会的解散D英国特许公估师学会的

4、解散12.风险的一般定义是指某一事件发生的。A：必然性B：客观性C：不确定性D：损害性13._属于财产保险客户服务的重要内容。A对承保标的的防灾防损B承保服务C风险规划与管理D“孤儿”保单服务14.保险公司在拟定保险条款时应遵循的原则不包括_。A公平B合理C不损害投保人合法权益D互益原则15._是指在风险识别和风险估测的基础上，对风险发生的概率、损失程度，结合其他因素进行全面考虑，评估发生风险的可能性及其危害程度，并与公认的安全指标相比较，以衡量风险的程度，并决定是否需要采取相应的措施。A风险识别B风险估测C风险评价D选择风险管理技术16.在团体人寿保险中，是团体中参加保险的在职人员。文档编码

5、:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1

6、Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N

7、7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M

8、1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D

9、5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T

10、6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7

11、H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4A：被保险人B：投保人C：受益人D：关系人17.在健康保险中都有免赔额的规定，其中单一免赔额扣除的对象是_ A：直接销售渠道B：间接销售渠道C：宽销售渠道D：窄销售渠道18.关

12、于劳动关系与劳务关系的区别，以下说法正确的是_。A劳动关系的主体是不确定的，劳务关系的主体是确实的B劳动关系的主体之间只有经济关系，劳务关系的主体之间既有经济关系又有行政关系C劳动关系适用劳动法，劳务关系适用劳务法D劳动关系的法定形式是书面的，劳务关系的法定形式既可以是书面的又可以是口头的19._是责任保险中保险人承担赔偿责任的最高限额。A：法律B：道德C：合同D：风险20.下列人身保险业务中，属于短期业务的是_。A定期死亡保险B年金保险C游客意外伤害保险D终身死亡保险21.下图说明了定期寿险（）的特征。A缴费方式单一B不是储蓄型险种C保额先升后降D保费低廉22.企业持有资产的全部风险等于_之

13、和。A系统性风险和非系统性风险B市场风险与金融风险C财务风险与业务风险D非系统风险与财务风险23.在依据风险性质对风险进行的分类中，下列哪项属于纯粹风险?A：经济波动风险B：洪水风险C：汇率变动风险D：市场价格变动风险24.万能寿险中，在A 死亡给付模式下，死亡给付额等于（）A：净风险保额B：个人账户的现金价值C：保费口D：净风险保额与个人账户的现金价值之和文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z

14、10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4

15、文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:C

16、O8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4

17、V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7

18、HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B

19、7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5

20、ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H425._是指在风险识别和风险估测的基础上，对风险发生的概率、损失程度，结合其他因素进行全面考虑，评估发生风险的可能性及其危害程度，并与公认的安全指标相比较，以衡量风险的程度，并决定是否需要采取相应的措施。A风险识别B风险估测C风险评价D选择风险管理技术26.单选 26 27.单选 27 28.单选 28 29.单选 29 30.单选 30 31.单选 31 32.单选 32 33.单选 33 34.单选

21、34 35.单选 35 36.单选 36 37.单选 37 38.单选 38 39.单选 39 40.单选 40 41.单选 41 42.单选 42 43.单选 43 44.单选 44 45.单选 45 46.单选 46 47.单选 47 48.单选 48 49.单选 49 50.单选 50 文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4

22、D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8

23、T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K

24、7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编

25、码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H

26、1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10

27、N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4文档编码:CO8H1Y4V10N7 HG4M1B7H4D5 ZH8T6Z10K7H4