独立董事制度论文：独立董事制度_商业银行_盈利能力.doc

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1、独立董事制度论文：独立董事制度_商业银行_盈利能力地质论文：成都平原放射性环境地质评价独立董事制度论文：独立董事制度 商业银行 盈利能力【中文摘要】目前,绝大多数国际先进银行都建立了较为完善的公司治理结构,引入独立董事制度,并借此产生出持续发展和不断变革的内在动力。随着经济全球化的进一步推进,外资银行不断涌入国内金融市场,使我国商业银行面临着越来越严峻的挑战。面对这种情况,改善我国银行治理结构,完善独立董事制度,对提高银行盈利能力,增强银行国际竞争力具有重要意义。本文对独立董事制度的特征和作用、银行盈利能力含义及影响因素等相关内容作了理论分析,并深入研究独立董事制度和银行盈利能力的内在关系。实

2、证研究上,本文采用多元回归分析的方法,以独立董事制度独立性、责任性、专业性和激励性四个方面的7个特征变量为自变量,银行平均净资产收益率代表银行盈利能力为因变量,银行资产规模和网点数量为控制变量检验独立董事制度和银行盈利能力的关系。主要结论有:国际从业背景独立董事比例和委员会设立个数与银行盈利能力呈显著的正相关关系,独立董事比例、亲自出席会议比例、平均兼职独董数、银行从业背景独立董事比例和独立董事薪酬对银行盈利能力没有显著的关系。随后根据实证研究结论提出建议:我国应高度重视独立董事制度相关的法律法规建设,完善现有独立董事制度相关法律;并积极引进国际人才,培养全球思维,以提高商业银行的盈利能力。【

3、英文摘要】Now most international advanced banks have already established relatively perfect corporate governance structure and introduced independent director system, by which it produces inside power of sustainable development and increasing change. With the further development of economical globalizati

4、on, the foreign banks rush into China money market continuously which make our Countrys commercial bank face more and more austere challenges. Under this situation, it is of great significance for banks to increase profitability and strengthen the international competitiveness by improving our Count

5、rys banks operating efficiency and perfecting the independent director system.This paper provided a theoretical analysis of the character and the function of independent director system and the definition and influencing factors of banks profitability, and then presented a thorough study on relation

6、ship between independent director system and banks profitability.For the empirical research, this paper took seven characteristic variables as independent variables which included the independence、accountability、expertise、inspiritment of independent director system, and used the roae as dependent va

7、riable with two controlled variable: asset size and the number of outlets of bank to test relationship between independent director system and banks profitability by pluralistic regression analysis. The main research conclusions are below: a significant positive correlation was found between the rat

8、io of independent director with international background、the number of committee and profitability of bank. there is no significant correlation between profitability of bank and the ratio of independent director、ratio of attending the meeting themselves、concurrent director of board、ratio of independ

9、ent director with bank background、salary of independent director.Then this paper gave some suggestions according to the results of this empirical research: the Chinese government should attaches high importance to the establishment of statutes and laws,improvement of the existing system of regulatio

10、ns and laws about independent director system,and introduce international talent actively and think globally,then we will increase profitability of commercial banks【关键词】独立董事制度 商业银行 盈利能力【英文关键词】Independent Director System listed Commercial Bank Profitability【目录】独立董事制度对我国上市商业银行盈利能力的影响研究摘要4-5Abstract5第一

11、章 绪论9-17一、研究背景及意义9-10（一） 研究的背景9（二） 研究的意义9-10二、文献综述10-15（一） 国外文献综述10-12（二） 国内文献综述12-14（三） 文献综述小结14-15三、研究的思路与方法15-16四、研究的创新点16-17第二章 独立董事制度影响商业银行盈利能力的理论分析17-31一、独立董事制度及其功能17-25（一） 独立董事及其特征17-19（二） 独立董事制度的产生与发展19-22（三） 独立董事制度理论分析22-23（四） 独立董事的权利与义务23-25二、商业银行盈利能力及其影响因素25-27（一） 商业银行盈利能力内涵25（二） 我国上市商业银行

12、盈利能力现状25-26（三） 商业银行盈利能力的影响因素26-27三、独立董事制度影响商业银行盈利能力的一般机理27-31（一） 合理降低银行代理成本，保证银行持续盈利能力27-28（二） 有效评价银行董事会，提高银行内部管理绩效28-29（三） 积极拓宽董事会的战略视野，增强银行国际竞争力29（四） 促进银行信息公开，树立银行良好形象29-30（五） 有效控制关联方交易，保护中小股东利益30-31第三章 独立董事制度对商业银行盈利能力影响的研究设计31-37一、研究假设的提出31-34（一） 独立董事的独立性与银行盈利能力31（二） 独立董事的责任性与银行盈利能力31-32（三） 独立董事的

13、专业性与银行盈利能力32-33（四） 独立董事的激励性与银行盈利能力33-34二、样本选择和数据来源34三、变量设计34-36四、研究模型设计36-37第四章 独立董事制度与银行盈利能力影响的实证分析37-48一、变量的描述性统计37-39二、共线性诊断39-42三、变量的回归分析42-48（一） 独立董事独立性与银行盈利能力的回归分析42-43（二） 独立董事责任性与银行盈利能力的回归分析43-44（三） 独立董事专业性与银行盈利能力的回归分析44-46（四） 独立董事激励性与银行盈利能力的回归分析46-48第五章 结论与建议48-54一、结论及说明48-50二、政策性的建议50-52（一）

14、 重视法律建设、完善现有法律50-51（二） 完善激励机制，重视声誉激励51-52（三） 引进国际人才，培养全球思维52三、研究的不足及展望52-54参考文献54-56附录56-57在学位期间发表的学术成果及获奖情况57-58后记58结束语！祝大家学到有用的知识，提升自己的能力，实现自己的梦想，踏踏实实干好每一件事，为美好的明天而努力！16.u,l,25uvddnkgs865u51x6hga,x6.f,0qplv,acypkuvk0cuxy,3fgrtzlnbeo1t2idzh2k6y39ehifxdlg1vepgop8womw5p1bo3e3p6l,luur.3shcfot0up8,d1tx

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