国际结算实验二答案(共13页).doc

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1、精选优质文档-倾情为你奉上一、汇款申请书 2003年3月8日，CHINA NAT. METALS & MINERALS I/E CORP.向中国农业银行广州市分行提交下面这张汇款申请书，汇出行按所给问题审核汇款申请书。 汇出汇款申请书(代支款凭证)APPLICATION FOR OUTWARD REMITTANCE致：中国农业银行 广州 分行TO:THE AGRICULTURAL BANK OF CHINA日期 DATE: 2003年3月8日兹委托贵行办理下列汇款。I/We hereby request you to effect the following remittance电汇 信汇 票

2、汇 付款地点T/T M/T D/D Drawn on银行编号（查询时请引述）Ref No. TT96785收款人Beneficiarys nameUnited Trading CompanyHong Kong币别及金额Curr.& Amt.及地址& address70 Wing Tai Road, Chai Wan Hong KongHK Dollars 20,000.00账号A/C No.22-8银行填写栏BANK USE ONLY收款银行Beneficiarys BankPO SANG BANK LTD汇率(Rate)及地址& addressHONG KONG等值人民币Equivalent

3、 in 汇款人By order ofCHINA NAT. METALS & MINERALS I/E CORP.手续费(Commission)附言Details of PaymentCOMM. UNDER S/C NO. CT0011-01邮电费(Postage & Cable)其他费用(Other Charges)合计国外银行的一切费用由我方/收款人负担（如无说明由收款人负担）。汇款全过程均以电传形式通知。All foreign banks charges are to be borne by us/payee(if not specified, all charges are to be

4、borne by payee). All parties in the channel are advised by telex.请付敝账(Debit my/our account)，账号(a/c No.)兹附支票(Enclose my/our cheque)，号码为(No.)付款行(Drawn on)现金支付(I/We pay cash herewith)， 联系电话(TEL) 申请人签章张青ApplicantsStamp & Signature经办： 会计： 复核： 记账： (1)汇款方式电汇(T/T)(2)汇款人公司名称CHINA NAT. METALS & MINERALS I/E C

5、ORP.(3)收款人公司名称、地址United Trading CompanyHong Kong70 Wing Tai Road, Chai Wan Hong Kong(4)汇款金额HK Dollars 20,000.00(5)款项用途COMM. UNDER S/C NO. CT0011-01(6)银行费用由哪方支付收款人(7)汇款当日港币现钞价为105.53/91，港币现汇价为109.46/87，汇款人应提交多少港币现钞给银行HK Dollars 20,822.51(8)银行在哪些情况下可免责1、有关电汇汇款的一切电文，本行可用显白言语、暗码或密码发出，对于代理行或同业之一切错误、疏忽或过失

6、，本行概不负责。2、.倘因下列情况而引致之任何损失，包括：款项交付或通知延误，书函、电报或其他文件在寄发或传送途中遗失、残缺、错误、遗漏、中断或延误，代理行或同业之行为，战争，检查，封锁，叛变或骚乱，本地或外国政府或其他行政机构所实施之一切法律、规令、条例、管制及其他难以控制之事故，或由于收到时误解，本行概不负责。3、如汇款系代汇款人寄出，本行不负邮误之责。(9)在我国现行外汇管理规定下，汇款人办理汇款业务时应注意哪些事项1、国际收支申报表2、贸易进口付汇核销单3、进口付汇备案表4、汇款有效凭证（正本合同、发票、进出口货物报关单、运输保险单据）二、电汇中的汇款电文 （一）汇出行与汇入行根据电汇

7、中所给汇出汇款和汇入汇款电文，将汇款业务指示内容填列出来。 1.电文一：汇出汇款 FM: HONGKONG AND SHANGHAI BANKING CORPORATION LTD. HONG KONGTO: THE AGRICULTURAL BANK OF CHINA GUANGZHOUDATE: 8TH JUNETEST 2876A OUR REF TTPLS PAY HKD34000. VALUE 8 JUNE TO ACCOUNT NO.-128 FAVOUR PRECISION PHOTO EQUIPMENT LTD. JINXING BUILDING 22 GUANGZHOU ME

8、SSAGE COMM. UNDER S/C NO. 87364 ORDER COVER WE HAVE CREDITED YOUR ACCOUNT WITH US. 2.电文二：汇入汇款 .PCBCCNBJ.BOFAUS3NMT100 CUSTOMER TRANSFERTRANS REFVAL/CUR/AMOUNTORDERING CUSTOMERORDERING BANKACCOUNT WITHBENEFICIARYDETAILS OF PMTDETAILS OF CHARGESBANK TO BANK INF:20: 180TT09266:32A: :50, USD31,681.00:50

9、: United Prosperity Enterprise, Inc, Tortol; British Virgin Islands:52: Midland Bank Ltd., London:57A: BK OF CHINA:59: Huayu Engine Manufacturing Co. Ltd:70: Contract GH680-23:71A: BEN:72: REIBURSE WITH BK OF NKY NY 3.电文三：汇入汇款 FM: BANK OF AMERICA, NEW YORKTO: INDUSTRIAL AND COMMERCIAL BANK OF CHINA，

10、GUANGDONG BRANCHDATE: 14 OCT.TEST 87593 OUR REF TT10908-04PLS PAY USD38,000.00VALUE 14, OCT. TO GUANGDONG CEREALS OIL AND FOODSTUFFS I/E GROUP CORP. VIA A/C NO. BEING PROCEEDS UNDER S/C NO.CT89768 ORDER WIN FOOD CO. LTD. COVER CREDITED YOUR H.O. ACCOUNT. 电文一电文二电文三(1)汇出行HONGKONG AND SHANGHAI BANKING

11、CORPORATION LTD. HONG KONGMidland Bank Ltd., LondonBANK OF AMERICA, NEW YORK(2)汇入行THE AGRICULTURAL BANK OF CHINA GUANGZHOUDATE: 8TH JUNEBK OF CHINAINDUSTRIAL AND COMMERCIAL BANK OF CHINA，GUANGDONG BRANCH(3)发电日期8TH JUNE14 OCT(4)密押、汇款编号TEST 2876A OUR REF TT180TT09266TEST 87593 OUR REF TT10908-04(5)汇款金

12、额、起息时间PLS PAY HKD34000. VALUE 8 JUNE :50, USD31,681.00PLS PAY USD38,000.00VALUE 14, OCT.(6)收款人PRECISION PHOTO EQUIPMENT LTD. JINXING BUILDING 22 GUANGZHOUHuayu Engine Manufacturing Co. LtdGUANGDONG CEREALS OIL AND FOODSTUFFS I/E GROUP CORP(7)附言COMM. UNDER S/C NO. 87364Contract GH680-23/ BENVIA A/C N

13、O. BEING PROCEEDS UNDER S/C NO.CT89768(8)汇款人HONGKONG AND SHANGHAI BANKING CORPORATION LTD. HONG KONGUnited Prosperity Enterprise, Inc, Tortol; British Virgin IslandsWIN FOOD CO. LTD.(9)头寸划拨WE HAVE CREDITED YOUR ACCOUNT WITH US.REIBURSE WITH BK OF NKY NYCREDITED YOUR H.O. ACCOUNT.（二）中国农业银行广州市分行接受CHIN

14、A NAT. METALS & MINERALS I/E CORP.的汇款申请，于2003年3月8日发送汇款电文。其中，汇入行是PO SANG BANK LTD. , HONG KONG，汇出行在汇入行开立有港币存款账户，费用由受益人承担。 FM: THE AGRICULTURAL BANK OF CHINA Guangzhou BranchTO:PO SANG BANK LTD. , HONG KONGDATE：Mar,8th,2003TEST OUR REF NO.TT96785NO ANY CHARGES FOR USPAYHK Dollars 20,000.00 VALUE8 Marc

15、h TOUnited Trading Company Hong Kong FOR CREDITING ACCOUNT NO. MESSAGEall charges are to be borne by beneficiaryORDERCHINA NAT. METALS & MINERALS I/E CORP. COVERplease debit ouraccount with you （三）中国农业银行广州市分行采用SWIFT MT100汇款格式，将电报内容输入电脑发送至汇入行PO SANG BANK LTD., HONG KONG。 TO: PO SANG BANK LTD., HONG K

16、ONGFM: THE AGRICULTURAL BANK OF CHINAMT100 CUSTOMER TRANSFER:20 TRANS REF NO.:32A VAL/CUR/AMOUNT:50 ORDERING CUSTOMER.:52A ORDERING BANK.:53A SENDERS CORRESPONDENT BANK.:54A RECEIVERS CORRESPONDENT BANK.:56 INTERMEDIARY BANK.:57A ACCOUNT WITH BANK:59 BENEFICIARY:70 DETAILS OF PAYMENT:71A DETAILS OF

17、CHARGES:72 BANK TO BANK INFORMATION:_ TT96785_:_(起息日) HK Dollars 20,000.00_: CHINA NAT. METALS & MINERALS I/E CORP.: :_: THE AGRICULTURAL BANK OF CHINA:_:_ PO SANG BANK LTD., HONG KONG_:United Trading Company Hongkong.: COMM. UNDER S/C NO. CT0011-01: all charges are to be borne by payee:_debit our o

18、ur account _with you_三、信汇中的委托书和支付授权书 （一）汇出行Industrial and Commercial Bank of China, Shangdong根据业务内容，填写支付授权书。 Date:15 Sept., 2002；Paying Bank: Hongkong and Shanghai Banking Corp. Ltd., Hong Kong; Ref No. MT28376; Amount: HKD30,000.00；Cover: Please debit our A/C with you；Message: Commission under S/C

19、NO.FB9768；Payee: Win Food Company, Ltd., Hong Kong；Remitter: Shangdong Cereals Oil & Foodstuffs I&E Group Corp. Industrial and Commercial Bank of ChinaShangdongPAYMENT ORDER Date:15 ，Sept. ，2002 TO: Hongkong and Shanghai Banking Corp. Ltd., Hong Kong No. of payment orderTo be paid or credited toAmou

20、nt No. MT28376Win Food Company, Ltd., Hong KongHKD30,000.00Amount in words:HK dollars thirty thousandsBy order ofShangdong Cereals Oil & Foodstuffs I&E Group Corp. RemarksYou are authorized to debit our account with you. We have credited your A/C with us. Funds remitted to you via Industrial and Com

21、mercial Bank of China （二）1999年3月18日，中国银行广州分行收到中国银行香港分行信汇委托书，中国银行广州分行按信汇委托书所示内容对其进行审核。 中国银行香港分行BANK OF CHINA, HONG KONG BRANCH下列汇款，请即解付，如有费用请内扣。 日期：15, March, 1999 , Guangzhou我已贷记你行账户。 Please advise and effect thefollowing payment less your chargesif any. In cover, we have credited youraccount with u

22、s.此致TO BANK OF CHINA，GUANGZHOU 信汇号码No. of Mail transfer收款人To be paid to金额AmountMTRuiqi Garment Co. Ltd., Guangzhoua/c No. 34568-113HKD200,000.00 大写金额 Amount in Words: H.K. Dollars Two Hundred Thousand附言: Being Proceeds under S/C汇款人Message No. 99CC03026By order of Universal Garment Imp. & Exp. Co. Ho

23、ng Kong中 国 银 行 香 港 分 行BANK OF CHINA, HONG KONG(1)汇出行BANK OF CHINA, HONG KONG BRANCH(2)汇入行BANK OF CHINA，GUANGZHOU(3)收款人Ruiqi Garment Co. Ltd., Guangzhou(4)汇款人Universal Garment Imp. & Exp. Co.(5)汇款货币及金额HKD200,000.00(6)款项用途Being Proceeds under S/C, Message No. 99CC03026(7)汇款头寸划拨指示we have credited youra

24、ccount with us.四、 票汇中的银行即期汇票 中国银行纽约分行于2002年6月1日收到Wiletecc Co., Ltd., Hong Kong提交的汇票，按所给问题对汇票进行审核和处理。 (1)汇出行Bank of China,Guangzhou(2)汇入行Bank of China,410 Madison Avenue New York(3)收款人Wiletecc Co.,Ltd.,New York(4)汇款人No (5)汇款货币及金额U.S.Dollars Twenty Thousand Only(6)汇票的付款期限One year from the date issue(7

25、)客户提出汇票遗失，出票行的处理要求出具担保书，通知汇入行注销票根(8)是否是中心汇票是五、汇款中的退汇 根据汇出行和汇入行发出的退汇电文和退汇通知书，按其所示内容进行处理。 （一）退汇电文一 We return herewith your Draft No. C249/7681 for USD200,000.00 for credit to our account 786-023 Anglo International Co. and regret to advise that we are unable to deposit the proceeds to the captioned ac

26、count because the name of the payee differs from our records. It should read as Anglo International Co. Ltd. （二）退汇电文二 Our Draft No. 3893-987 dated 20 May 2002 for AUD105,000.00 for credit to Goodluck Co. Ltd., referring to the captioned item, we are informed by the remitter that the above mentioned

27、draft has gone ashtray in mail delivery. In this connection, we shall be much obliged if you will cancel the said draft from your records and return the relative advice of drawing to us. （三）退汇通知书Your Remittance receipt No. TT56343for HKD65,00000 dated Aug. 30, 2001payable to A/C No. 86754for A/C of

28、BBB Co.with reference to the above, we return herewith the remittance receipt to you for the following reason(s):No accountAccount closedName N A/C not matchedInsufficient detail to identifyKindly acknowledge receipt by signing and returning to us the attached copy of this letter.业务及处理退汇电文一退汇电文二退汇通知

29、书(1)汇款基本情况Draft No. C249/7681 for USD200,000.00 for credit to our account 786-023 Anglo International Co.Draft No. 3893-987 dated 20 May 2002 for AUD105,000.00 for credit to Goodluck Co. Ltd.,HKD65,00000 dated Aug. 30, 2001payable to A/C No. 86754for A/C of BBB Co(2)退汇理由payee differs from our record

30、sdraft has gone ashtray in mail deliveryAccount closed(3)退汇的银行paying bankRemitting BankRemitting Bank(4)银行的处理Return your Draftcancel the said draft from your records and return the relative advice of drawing to usKindly acknowledge receipt by signing and returning to us the attached copy of this let

31、ter六、汇款的查询 根据汇出行和汇入行所给查询电文和查询书，按其所示内容进行处理。 （一）电文一Re: Our P.O. Ref H Dated Feb. 20, 2000The beneficiary claims non-receipt of the funds up todate, you are kindly requested to investigate this matter and revert by telex. （二）电文二Re: Our P.O. Ref Dated July 10, 2001Please furnish us with more information

32、 such as contract No., the name of the goods and the quantity, because the beneficiary are unable to apply with the information given. （三）电文三Re: Our P.O. Ref J67398 Dated Nov. 18, 2001Please let us learn the full address of the payee of your above payment order, as we have been unable to locate them

33、 and are holding your order pending. （四）电文四Re: Our P.O. Ref Dated Jan. 7, 2000If the payment has already been effected, please forward us the payees receipt. （五）查询书一XXX BankTo:YYY BankOur DD/MT/TT No.TT dated 8 June 2002 for USD505,000.00in favour of Kim Hwa Textiles Co., 89 London St., SingaporeWe

34、refer to the above remittance and request you to take note of the following item(s) marked“X”and act accordingly:We have received your letter/cable dated .The name and address of the payee are amended to read as follow:The remitter has informed us that the above remittance had not yet been received

35、by the payee upto the date.If the payment has already been effected, please forward the payees receipt to us.Kindly confirm to us by mail/cable the date of payment of the remittance.The above DD has been return to us for cacellation.The above DD has been reported last and should be treated as cancel

36、led, please confirm that you have placed stop payment on this DD.At the request of the remitter please cancel the above remittance immediately, if unpaid and credit the amount to our account with you after deducting your charges if any, under advice to us.XXX Bank （六）查询书二XXX Bank To:YYY Bank Re: You

37、r TT dated for USD8,900.00 Payable to Hing Long Magnetronic Co. Ltd. We refer to the above mentioned item and would like to advise you as marked“X”below:The payment order is not properly signed, please confirm its regularity.The amount in words and figures on the payment order differ, please confirm

38、 the correct amount.Payment was effected on , a photocopy of the beneficiarys receipt is enclosed for your reference.The beneficiary cannot be located at the address given, please give further information.Name/address of the beneficiary is incomplete, please give full details.Beneficiarys name/accou

39、nt number does not match with that in our recordsPlease furnish us with the correct information. (The account name/number should read ).The beneficiarys name differs from that in his/her identification document please let us have the correct name.We do not appear to have received your reimbursement,

40、 please promptly investigate and credit our account with Bank of America N.T.& S.A., in settlement under advice to us.We enclose a photocopy of telex from of with yourselves, please authenticate it. We have not yet received your reply to our letter(s) of , photocopy(ies) of which is/are endorsed for

41、 your reference. Please let us have your reply as soon as possible. Please contact our Miss/Mr. of remittance Dept at . With reference to your letter dated claiming non-receipt of our debit advice of the above remittance, we hereby enclose the duplicated advice for your disposal. Thank you for your

42、kindly attention.XXX Bank电文一电文二电文三电文四查询书一查询书二查询内容non-receipt of the fundsmore information such as contract No., the name of the goods and the quantitythe full address of the payeeThe condition of paymentThe condition of paymentThe amount and reimbursement银行的处理are kindly requested to investigate this

43、 matter and revert by telex.Furnish are holding your order pendingforward us the payees receiptconfirm to us by mail/cable the date of payment of the remittanceconfirm the correct amountand promptly investigate and credit our account with Bank of America N.T.& S.A., in settlement under advice to us.专心-专注-专业